Paypal
PayQuake
Card Services


With millions of people buying and selling on the Internet, there had to be a way to accept payments inexpensively. True merchant accounts were not a solution for many smaller sellers. With the application fee, statement fee, processing fee, transaction fee, percentage and monthly minimum fee, there were just too many charges for the smaller seller to swallow. Now, with Planet Net, you can sell online inexpensively.

Listed below are three companies you may want to consider: Paypal, PayQuake, and Card Services. We have found these providers to be affordable, reliable, and completely compatible with OS Commerce, which is included for free with all Planet Net hosting accounts.

   

If you would rather not have a traditional merchant account, PayPal may be the solution for you. PayPal will work directly with Miva Merchant ecommerce software and costs nothing to sign up for a Perconal Account.

PayPal lets any business or consumer with an email address securely, conveniently, and cost-effectively send and receive payments online using their credit card or bank account.

The PayPal network builds on the existing financial infrastructure of bank accounts and credit cards to create a global, real-time payment solution. PayPal delivers a product ideally suited for small businesses, online merchants, individuals and others currently underserved by traditional payment mechanisms.

PayPal was recently acquired by eBay, and is the 2002 SIIA Codie Awards winner for "Best eCommerce Solution" and is recognized by PC Magazine as one of "The Top 100 Web Sites."

Personal Account
· Send money for FREE
· Receive money for FREE (non-credit card payments only)
· Can upgrade to a Premier account at any time


Premier Account
· Send money for FREE
· Low fees for receiving money
· No limit on receiving credit card payments
· Exclusive customer service hotline 7 days a week
· Special tools for sellers
· ATM debit card for select users



Business Account
· Include all the features Premier accounts
· Can do business under a corporate or group name
· Access to Multiple Logins

All accounts include:
· Send and receive money online from a credit card or checking account
· Earn money market returns on your PayPal balance
· FDIC pass-through insurance up to $100,000
· Email-based customer service

   

Unlike traditional merchant accounts, with "Pay for Play", you try out the service before you make a commitment. The annual fee is not charged until you have been using the service for 60 days. No cancellation fees. One small annual fee of $49, a percentage rate of 3.75% and a transaction fee of 50 cents.
No monthly fees — period.

The Service Charge is a monthly fee that includes: Gateway Cost and Set-up, monthly Gateway Fee with Authorize.net and Online Statement service. This is included FREE of charge with "Pay for Play".

The three-tier system is convenient. The merchant account dynamically grows according to the seller's needs. Each month the seller receives a statement showing the month's activity and the total fees that would be charged under all three plans. At any time, the seller can visit the site and click a button to upgrade to the next tier.

Pay for Play
· No Setup Fee
· No Monthly Minimum
· No Service Charge
· $49 Annual Membership Fee
· 50¢ Transaction Fee
· 3.75% Discount Rate
Sign up now


Select
· $99 Setup Fee
· No Monthly Minimum
· $9.95 Service Charge
· $49 Annual Membership Fee
· 40¢ Transaction Fee
· 2.75% Discount Rate


Pro
· $99 Setup Fee
· No Monthly Minimum
· $19.95 Service Charge
· $49 Annual Membership Fee
· 30¢ Transaction Fee
· 2.35% Discount Rate

Every month when you receive your statement, you will see what each type of account would cost you in fees. If you have the "Pay for Play" plan and see that the Select plan would save you money, just click the link and switch. When the Pro becomes more economical, switch again. Your merchant account grows along with your business.

 

Planet Net is proud to offer merchant account and real time transaction processing services to our customers. Through our partner Cardservice International, you can take your business to the next level by accepting VISA, Mastercard, Discover, American Express, and Diners Club online, 24 hours a day, 7 days a week!

Cardservice International is one of the fastest-growing transaction processing companies in the United States. Incorporated in 1988, the company has more than 600 corporate employees, 200 sales offices and in excess of 2,200 sales representatives nationwide.Well known for its unsurpassed customer service, Cardservice International offers a complete range of traditional and Internet consumer payment options.

Cardservice International has a rapidly growing customer base of more than 160,000 merchants, and processes an annual bankcard volume in excess of $10 billion.

Cardservice International's SSL API offers e-commerce website builders and providers an encrypted connection to our Secure Payment Engine. All Cardservice International merchants receive the following benefits by using the LinkPoint Secure Payment Gateway technology: fraud screen of each transaction submitted and real-time reporting via their Web browser.

For the merchant who wants to get online fast with a limited start-up budget, Cardservice International is the best choice. If a merchant already has his or her own website and wants a secure, fast and reliable e-commerce software package, we also have the answer.